To connect your account to our payment portal, please provide your name and encrypted banking information, including account number and routing details. As a government-affiliated entity, we prioritize the utmost security and confidentiality of all provided information. This ensures seamless integration and secure transactions through our platform.
Building a strong relationship with our payment portal allows for efficient and secure transactions. If you have any doubts about connecting your account, you can set it to zero balance before linking to the portal. Thank you for your cooperation.
1. Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.
2. Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.
3. The APR discounted rate is a discount that some customers may receive for taking out a loan to pay down existing debt, which is discounted from the rate given for taking a full cash loan. Not all applicants will qualify for the discount. Any actual discount rate will be determined at the time of application. The best APR discounts are available to borrowers with excellent credit. Advertised discounted rates are subject to change without notice.
4. Standard data and message rates may apply to Mobile Banking services. This includes the use of Lending Point Mobile, Lending Point Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.
5. Between Apr 2026 to June 2026, 55% of Lending Point Personal Loans that were approved for funding (which is after your loan application is approved) on a given business day were disbursed within 24 hours. Actual availability of funds may vary and is dependent on multiple factors, including, but not limited to your receiving bank’s processing times and policies. A business day is defined as Monday through Friday and excludes the weekend and bank holidays.
6. Reviews are collected and authenticated by Bazaarvoice. Reviews reflect one person’s experience. Individual results may vary.
We’re committed to showing authentic, accurate, complete reviews from real customers. We work with Bazaarvoice, an independent company that collects and safeguards customer reviews. This third-party service ensures that reviews represent real customers’ genuine, unbiased opinions about their experiences with Lending Point Bank. Learn more here: https://www.bazaarvoice.com/legal/trustmark/
Based on reviews collected by Trustpilot. All such reviews can be accessed at trustpilot.com/review/Lending Point
1. Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.
2. Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.
3. The APR discounted rate is a discount that some customers may receive for taking out a loan to pay down existing debt, which is discounted from the rate given for taking a full cash loan. Not all applicants will qualify for the discount. Any actual discount rate will be determined at the time of application. The best APR discounts are available to borrowers with excellent credit. Advertised discounted rates are subject to change without notice.
4. Standard data and message rates may apply to Mobile Banking services. This includes the use of Lending Point Mobile, Lending Point Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.
5. Between Apr 2026 to June 2026, 55% of Lending Point Personal Loans that were approved for funding (which is after your loan application is approved) on a given business day were disbursed within 24 hours. Actual availability of funds may vary and is dependent on multiple factors, including, but not limited to your receiving bank’s processing times and policies. A business day is defined as Monday through Friday and excludes the weekend and bank holidays.
6. Reviews are collected and authenticated by Bazaarvoice. Reviews reflect one person’s experience. Individual results may vary.
We’re committed to showing authentic, accurate, complete reviews from real customers. We work with Bazaarvoice, an independent company that collects and safeguards customer reviews. This third-party service ensures that reviews represent real customers’ genuine, unbiased opinions about their experiences with Lending Point Bank. Learn more here: https://www.bazaarvoice.com/legal/trustmark/
Based on reviews collected by Trustpilot. All such reviews can be accessed at trustpilot.com/review/Lending Point